No - We are not estate agents. We are a property investment company that buy property/properties privately from sellers. This helps save the seller from paying commission on the sale of their property.
At present, we focus on the Johannesburg area, with the idea of increasing our footprint nationally by year 2022.
As with any type of investment, there is always going to be an element of risk present and a project is never guaranteed to be successful. KOURO however ensure that all investors are first in line for the repayment of all monies from any profits or capital made available from the project before KOURO benefits from this.
Should an investor or entity be willing to fully fund a particular deal in its entirety, they have the option of receiving an equity stake or profit share in relation to that deal depending on certain factors.
If the aim of the deal is to retain the property for rental purposes, and the investor or entity provides all the funding but does not / cannot stand surety on a mortgage bond from a financial institution, they can receive up to a 30% stake in the property and receive 30% of the monthly cash-flow. The initial capital injection will be paid back upon the refinancing of the property which usually occurs within 6-12 months of a deal commencing.
Should an investor or entity be willing to fully fund the project AND stand surety over any mortgage bond from a financial institution, they can receive up to a 50% stake in the property and receive 50% of the monthly cash flow. The initial capital injection will be paid out upon the refinancing of the property which usually occurs within 6-12 months of a deal commencing.
No. The idea is to benefit from the monthly cash-flow of the property on an ongoing basis and essentially have all your capital returned to you within a 6-12 month period so that you enjoy infinite returns on your capital whilst also benefiting from having a part-ownership pf the property depending on the level of risk and resources one has contributed to the deal. (Monies invested, Suretyship provided etc)
From here, the idea would be to re-invest the capital into another project and repeat the process.
Yes, we do. This assists our investors in lessening their risk that they have in getting involved in these types of deals and also provides sufficient backing in attaining the required finance from financial institutions.
Should an investor or entity be willing to fully fund a particular deal in its entirety, they have the option of receiving a profit share or preferential ROI in relation to that deal depending on certain factors. The preferential rate of return offered for full funding of the deal will be higher than what is offered to investors who partially fund the deal. The investor will receive the lower amount between the ROI offered or the % profit split offered. This is to ensure the balance of risk from both parties so that profits are adjusted in relation to the performance of the deal.
I.e. If 15% p.a. ROI is offered as the preferential rate of return on R500K invested into a deal, and deal concludes over a 6-month period, the interest due on R500K at the conclusion of the deal will be R37 500. Should the profit made on the deal be R300K, then the investor will receive their capital back with the R37 500 interest as opposed to 15% of the profits (R45 000) since the investor gets paid out the lower amount between the two.
If the profit made on the deal is R200K, then the investor will receive 15% of the profits, as this will be the lower amount as compared to the preferred ROI of 15% (R37 500). The 15% of profits in this case will be R30 000, resulting in a 12% p.a. ROI. The return is lower here because the deal did not perform as well as expected.